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Is Plaid down?

Plaid status · Payments & Finance · checked (0s ago)

Operational

No — Plaid is not down. All Plaid systems are reported operational.

According to Plaid's official status page, Plaid was reporting “All Systems Operational” when isuptime last checked at . Over the last 30 days, Plaid's feed reported no outage in 99.50% of our checks.

No outage reported (30d)
99.50%
Share of our checks where Plaid's feed reported no outage. Degraded counts as no-outage. Not an SLA.
Response time
314 ms
How long the last status check took
Reported by
Operational
All Systems Operational

Is Plaid down for you right now?

Everything above is read from Plaid's own status feed. This is what other visitors are saying in the last 24 hours — useful when the feed is green and you are still stuck, and never used to change the status above.

Nobody has reported Plaid in the last 24 hours. Yours would be the first.

Reports are anonymous counts and are kept for 24 hours, then deleted. No account, no message, nothing stored about who reported. One report per service per hour, changeable until the hour is out.

What Plaid is

Plaid connects applications to bank accounts — authentication, balances, transactions and payment initiation — and is the layer behind most fintech products that ask you to link a bank. It sits between the app and thousands of financial institutions.

What Plaid's status feed covers

The status page covers Plaid's own APIs and Link. What it cannot cover is the more common failure: individual bank integrations break constantly, because banks change their login flows, add authentication steps and go down themselves. Plaid publishes institution-level health separately, and an outage at one bank is invisible on this page.

isuptime reads this feed on a schedule and reports what it says — how that works, in detail.

Plaid uptime, last 30 days

One bar per day. Each shows the share of that day's checks where Plaid's own status feed reported no outage — degraded counts as no-outage. Days with no bar are days isuptime recorded no checks, not days Plaid was down.

2026-10-0616 of 30 days recorded · lowest day 91.71%Today
  • No outage reported (99%+)
  • 95–99%
  • 80–95%
  • Under 80%
  • No data

Other services reporting problems right now

10 other services isuptime tracks were also reporting a problem as of the same check, 0s ago. They are checked on one schedule, so the timing is comparable — but overlapping in time does not mean they share a cause.

2 more services are reporting problems — see all →

Plaid response time trend

Each point is one check of Plaid's status endpoint.

Plaid outage history

Plaid has published 25 incidents in the last 12 months, the 20 most recent shown here. Only what Plaid posted itself — not every problem users hit.

Plaid status — frequently asked

Is Plaid down right now?
No — Plaid is not down. All Plaid systems are reported operational. Checked (0s ago).
What is Plaid's status right now?
Plaid is reporting “All Systems Operational” on its official status page — Operational — as of . That status feed answered our last check in 314 ms. isuptime reads this from Plaid's own published feed and does not test Plaid independently.
When did Plaid last go down?
The most recent incident Plaid published was “Service Disruption Impacting Wells Fargo connections”, opened Oct 26, 02:04 AM UTC (9d ago) and marked resolved Oct 26, 02:29 PM UTC. That is the latest entry in Plaid's own incident feed, not every problem users experienced.
What is Plaid's uptime?
isuptime does not measure Plaid's uptime directly — it reads Plaid's own published status feed. Over the last 30 days, Plaid's own status feed reported no outage in 99.50% of isuptime's checks. Periods the provider called degraded count as no-outage, and this is isuptime's own measurement, not a contractual SLA.
Is it just me, or is Plaid down for everyone?
Plaid reports all systems operational, so the problem is likely local to your network, browser or account. Try a different network or device.

Plaid says operational but it is not working for me

Check the specific institution rather than Plaid — a link failing for one bank while others work is the bank, and that is the usual case. Items requiring re-authentication after a password or MFA change surface as errors that look like outages. Sandbox and development environments have different behaviour and limits from production, which catches integration work regularly.

Open Plaid's official status page

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